A money question. A practical next step.
Guided Money Chat asks for the details needed to work through supported budgeting questions. No unrestricted AI conversation, no invented financial data.
“How much can I spend before payday?”
MoneyMate by PocketPilot
Your paycheck.
A clearer plan.
Give your bills, savings, and everyday spending a place in your next paycheck. MoneyMate helps you see what’s left before payday—without connecting a bank.
Made for weekly and biweekly pay. No AI credits.
Know what’s yours to spend.
Income − bills − savings = your starting allowance.
Less friction. More clarity.
No bank connection required
Calculations, not AI guesses
Your numbers. Your decisions.
A little structure goes a long way
From payday to everyday.
Start with your next paycheck, not a complicated spreadsheet. Build a plan around the way you actually get paid.
01 / PLAN YOUR PAYCHECK
Give every dollar a job.
Enter your take-home pay. Set aside rent, utilities, groceries, debt payments, and savings before deciding what you can spend.
Illustrative biweekly plan
Take-home paycheck$1,600
Bills & essentials− $1,050
Savings allocation− $150
Left for this pay period$400
Example only. Your plan uses the numbers you enter.
Weekly, biweekly, twice-monthly, or monthly—plan at your pace.
Small contributions. Clearer goals.
Set a savings target and a regular contribution. See how your progress adds up toward an emergency fund, a deposit, or your next big milestone.
Bills first. Surprises fewer.
Premium tools are planned for upcoming bills, manually logged spending, debt payoff estimates, and purchase affordability—all in one dashboard.
Keep more of your money
Start simple. Stay affordable.
The MoneyMate plan: Free at $0, Plus at $1.99 per month, or Lifetime at $9.99 once. No credit bundles or additional tiers.
Free
For individuals getting started
$0/month
- 1 workspace
- Up to 3 team members
- Basic analytics
- Community support
Free is designed to include a basic paycheck planner, one saved budget, one savings goal, basic Money Chat, and basic calculators.
Plus adds unlimited budgets and goals, bill and spending tracking, debt and affordability calculators, and the complete guided dashboard. Lifetime covers current non-AI premium tools, not future paid AI services. Paid access requires configured Stripe Checkout and server-side payment confirmation; no purchase is confirmed by this page.
Good questions
Clarity before you start.
Make every dollar count.
Your next payday deserves a plan.
Start with what you earn. Make room for what matters.